In recent years Health Insurance has become extremely difficult to understand and a source of frustration for many people. The Affordable Care Act, introduced in 2014, has been a big challenge for many people to navigate. Please let us help you "figure out" your Health Insurance needs and options. The future is uncertain in regards to Health Care Reform, but Lloyd and Sons Insurance will stay ahead of the curve and keep you informed as to the changes that may occur and what it means to your choices.
Health Insurance Marketplace
In the United States, health insurance marketplaces, also called health exchanges, are organizations set up to facilitate the purchase of health insurance in each state in accordance with the Patient Protection and Affordable Care Act (ACA, known colloquially as "Obamacare"). Marketplaces provide a set of government-regulated and standardized health care plans from which individuals may purchase health insurance policies eligible for federal subsidies.